The CIBIL score is a numeric value that ranges from 300 to 900, and it determines your creditworthiness and repayment history. When you apply for a loan, financial institutions check your CIBIL score to determine your loan eligibility. The higher your CIBIL score, the better are your chances of loan approval. Moreover, with a good credit score, you can avail a higher loan amount at a reduced rate of interest. You can easily check your CIBIL score by visiting the CIBIL’s official website. Also, there are various mobile apps that can help you monitor your CIBIL score. Below, we are going to have a look at some of the best apps to check CIBIL score:
You can easily avail a host of financial services with the help of the Paisabazaar Mobile App. You can check your CIBIL score for free and also get expert tips to improve your credit score. The app is easy to use and can be downloaded on both Android and iOS platform. Apart from checking your CIBIL score, you can also use this app to avail loans, make investments, purchase credit cards, etc.
Mint is a popular personal finance app that can help you manage your money and keep a check of your expenses with ease. One of the key benefits of using the Mint app is that you can easily get free access to your credit score. Moreover, you can also learn about the factors that can help you boost your credit score significantly. By linking your bank accounts, investments accounts and credit cards, to your Mint account, you can get a detailed picture of all of your finances quickly.
IndiaLends is a popular digital lending and borrowing platform for instant personal loans, credit cards, and free CIBIL score. With the help of the IndiaLends app, you can check your Credit Score for free, obtain a detailed analysis of your credit report for Rs. 1200, and also learn about tips to improve your CIBIL score. Moreover, the latest feature of the IndiaLends app allows you to refresh your credit report and understand why your credit score has changed.
BankBazaar mobile app can be downloaded on both Google Play and App Store. You can use this app to get your free credit score and track your credit score regularly. By using this app, you can also manage your money in a better way and keep track of your transactions and expenses. Moreover, you can also apply for loans and check the status of your loans smoothly and conveniently by using.
Finserv MARKETS app is a go-to app for all your financial needs. You can not only monitor your CIBIL score but also get a detailed analysis of your financial health by using this app. You can also get inputs on insurance and investments with the help of this app. The Finserv MARKETS app can be used for various financial requirements such as availing loans, buying and renewing insurance policies, making smart investments, purchasing credit card and EMI cards, etc.
Download the apps that maintain your CIBIL, and monitor your credit score with ease. Make sure that you keep a track of your CIBIL score and work towards improving it regularly. It is advisable to maintain a CIBIL score of 750 or above, before applying for any credit product. This will boost your loan eligibility significantly. You can improve your CIBIL score gradually by making timely repayment, clearing outstanding dues, and minimizing your credit utilization ratio. Also, do not apply for a loan with multiple lenders as it can hamper your CIBIL score negatively.