The iPad was something that people at first considered to be an expensive toy but it soon became clear that it was also an important gadget at the same time.  It was considered a toy because of its many features that can keep you preoccupied for hours.  It’s considered an important gadget because you can download different applications that in the long run will help you save money.

The Bill Minder 3 is one application that can help you save money.  From the name itself, it is obvious that what it does is remind you of your bills but it doesn’t do just that.  It also helps you keep track of the money that you spend and will help you become more conscious of your spending habits. There are various settings that can help you with everything from calculating your savings through to tax reduction. Plus, paying bills on time will always help you save money.  You wouldn’t really want to pay for the interest rates, do you?

If you are the type who loves travelling but you would also have to travel within your budget, you might want to try Kayak Flights application. What it does is monitor the cheapest flights available to the destination of your choice. It also helps keep track of possible saving deals wherein you can book your flight and have a hotel room for a much cheaper fee.

One of the most well-known applications available is Skype. This can help you save money because instead of talking with your loved ones over the phone that are across the country, Skype allows you to communicate by phone via internet connect with video. This will save you a lot of money especially if you need to communicate with your loved ones often.

A free application that you can use to save money is the Grocery IQ. This application will help you create a list of what you have to buy from the supermarket and can help you budget your money before you go to the grocery store. This can also help you if you are planning to ask someone else (a family member) to buy for you. You can just e-mail the list to the person buying the groceries while you stay at home.

Another application that can help you save is the Chegg application. Chegg is actually more useful to people who are still studying. This will help you save money because instead of buying new text books every term, you can study lessons available through the application without purchasing bulky books.